For many people, financing is an understood part of the car buying process, but it often sits below the purchase process in the priority list. This is understandable as collecting details and shopping for the perfect new or used VW can be very involved. Financing your new or used car through Bay Ridge Volkswagen usually provides a variety of financing options, which helps you choose the best auto finance package to meet your needs. Bay Ridge Volkswagen offers the following information to help you with your financing decisions.
What Will My Monthly Car Payment Be?
Most people have an idea of how much they want to spend on a new or used car, either as a total dollar amount or as a monthly payment. By using our payment calculator, you can get a better idea of how much your monthly payment will be for a given car loan.
How Long Can I Finance My Car For?
It is not uncommon for most new car loans to be spread out over six years. Of course final sales price, interest rate, down payment amount (if any) and your desired monthly budget will all factor into the auto loan length.
What Will My Interest Rate Be?
The finance department at Bay Ridge Volkswagen will work to get you the best finance interest rate we can for your new or used car loan. Your current credit rating factors into the interest rate that you will be offered. There are several websites where you can check your current credit score for free.